Loan officer
Applications

Bruno Falk

Affordable on paper, blocked by the bureau · IT administrator · Hannover · household of 1

DeclinedConsent active · 103d to expiry
Engine decision
Decline

1/1 banks · 100% data coverage

Recommended limit
9.000 € requested
Monthly instalment
281,61 €
36 mo · 7.9% APR
Available income
Major purchase · submitted 23 Jun 2026

Awaiting officer decision

The engine recommends Decline. Review the explainable assessment and confirm or override.

Demo Bank
Girokonto
DE59 •••• •••• •••• 4174
8.201,92 €
Tagesgeld Sparen
DE11 •••• •••• •••• 4752
5.400,00 €
Checking balance · last 6 months

Consent (AIS)

Demo Bank
Granted16 May 2026
Expires (180d)12 Nov 2026 · 103d
accountsbalancestransactionsstandingOrders

At a glance

Net monthly income3.302,52 €
Rent822,80 €
Obligations0,00 €
DTI9%
Income stability99%